3 Warnings Before Switching Auto Insurance Companies

We have to say with all advertising, e- mails , advertisements and posters , how much we can save our auto insurance by switching to another company was bombed. This is a competitive industry . The fact that another company offers a better rate does not mean , you should rush out and call cancel your insurance and switch. There are some things that you need to make sure before you .

Here are some things that are going on to account for their car insurance to another company .

If you are with a company for many years and offer a loan, the first accident you have omitted , you want to stay or to see if the other company can match you. Sometimes it's pilot or reduced longevity or accident forgiveness considered . The company rewards you for your loyalty by waiving the first accident you have.

This reduction can be very important. Like most accidents can increase your rate of 40% for 3 years, the savings could hundreds of dollars over the period of 3 years. But if you change companies , the credit you have built is lost. If you have an accident with this new company , as will regret not having accident forgiveness by seeing your rise in the amount of 40 % ?

Another thing to consider is to ensure that the company you want to use, not only offers a teaser rate for the first 6 months to get your business and met six months later, when you have time on their books . Since auto insurance is a profitable industry , companies can offer you a low ball rate to go for you and then when you increase your sales. If the rate of new business quotations seems to goo to be true in order to do more research. Check the insurance forums or search Google for " XYZ insurance + Reviews. "

Beware of hidden fees. This is one that may surprise you . Some companies make you pay for the monthly payments - usually 3 - $ 5 per month. In a year that comes to $ 36 - $ 60 . This tax can make a big bite out of your potential savings will be sure to take into consideration the prices that take you to compare . Make sure that you really save money when moving.

Two other things to consider when buying a car insurance is the website and the opening times of the new company . Ensure that your working hours with their hours. If you are only open 8-5 and 8-5 of the work , if you be able to call if you have questions or need be to make a claim ? If you do all your business online, make sure that the company you are on a site that want to help in the situation 24 hours a day , you are looking for .

You can get around to saving for your car insurance money from shopping. Just be sure , considering the things I 'ave told them that the deal to keep you really looking to make sure .